home | faqs | contact us
Synchrony Home
> FMLA Guide Download
   The Employer's
   Guide to FMLA,
   published by
   MetLife®, is a
   helpful tool for
   corporate
   benefits and human
   resource professionals.

   Click here to download

> Brochures
   - National Accounts
     Synchrony Partnership
   - Smart Companies
Just The Faqs
GOT QUESTIONS ABOUT Synchrony INTEGRATION?
WE'VE GOT ANSWERS.


Most of your questions about Synchrony absence management will be answered right here. If you don't see the answer to your question, please contact us.

1. Do you offer 800 reporting for both occupational and non-occupational claims?

2. Where is Synchrony?

3. What resources are available to help manage an employee's claim?

4. What criteria are used to make disability determination decisions?

5. Describe your return-to-work programs.

6. Do you provide a national account services manager for both occupational and non-occupational services?

7. Provide an overview of your reporting capabilities.

8. Do you offer FMLA administration or other absence management services?



1. Do you offer 800 reporting for both occupational and non-occupational claims?

Yes, a single toll-free number is available to report occupational and non-occupational claims as well as FMLA absences. Claim Reporting Centers provide live phone coverage 24 hours a day, seven days a week. Customer Service Representatives guide callers through the reporting process and obtain all of the information needed to establish a claim. If it's an occupational claim, the First Report of Injury is completed online and filed with the appropriate state. The Customer Service Representative then electronically assigns the claim to the appropriate Synchrony office.

[back to top]

2. Where is Synchrony?

Fourteen workers compensation and three short term disability claim offices are located across the country. Synchrony teams work together to help support customer requirements

[back to top]

3. What resources are available to help manage an employee's claim?

Synchrony employs a team approach to case management and claims adjudication with highly skilled claim and medical resources working together to provide administration of disability events, regardless of cause or duration. The core team that provides day-to-day claim management activities includes Disability and WC Case Managers and Medical Case Managers. They work to administer both occupational and non-occupational coverages, using the same case management approach for both types of claims. Our teams have undergone cross training in order to understand and handle both Workers Compensation and Disability coverages. Other resources from MetLife and Travelers are also accessible for specialty services such as rehabilitation and Social Security assistance.

[back to top]

4. What criteria are used to make disability determination decisions?

A Medical Case Manager reviews the claim information and provides recommendations to the Claim Case Managers on disability duration and appropriateness of treatment and identifies follow-up activities. The Nurse utilizes online treatment protocols as an aid for setting recovery and return-to-work expectations and to determine appropriate lengths of absence. Our evaluation of each case also takes into account all of the medical documentation, the employee's age and gender, and the duties of the job performed by the employee, as well as the prognosis and any functional evaluations from the treating providers.

[back to top]

5. Describe your back to work programs.

Return-to-work programs and commitment is the cornerstone of the Synchrony service. From the first notice, we evaluate the injury against objective return-to-work and medical guidelines. By applying those guidelines to the work environment, we strive to create the best possible return-to-work plan, including a diagnosis review, treatment plan, physician management plan, return-to-work strategy and determination of need for catastrophic team assistance. Claim personnel work with the treating physician as appropriate to determine return-to-work potential. On-site disability management services are arranged if needed. For employees whose serious injury precludes the possibility of returning to the same job, the process of vocational rehabilitation begins when appropriate.

[back to top]

6. Do you provide a national account services manager for both occupational and non-occupational services?

Synchrony provides a team of experts to manage integrated programs for our customers. The team includes workers compensation claim professionals and Claim Account Executives from Travelers and Claim Disability experts from MetLife.

[back to top]

7. Provide an overview of your reporting capabilities.

Synchrony customers benefit from state-of-the-art technology used in claims management. Through the use of Travelers CARMA® system, we can combine workers compensation, short term disability and long term disability data, eliminating the need for employers to gather information from multiple systems and vendors. Synchrony integrated reports provide three levels of information: Detailed Operational Data; What activities are taking place daily? Outcomes Analysis; What impact is case management having on outcomes and where? What is working well? Are productivity gains being achieved? Business Metrics; What impact is Synchrony service having on your bottom line? Synchrony customers have a number of different report options such as: Claim Detail Report; Shows a detailed list of all claimants and helps monitor claim status and track total payments. Claim Activity Report; Shows the number of claims reported to track frequency and submission patterns. Financial Summary Report; Provides a quick summary of the total, average, and highest paid losses to monitor the severity of claims. Claim Duration Report; Reports the median duration of disability by year and line of business. Claim Lag Analysis; Shows the length of time it takes to receive claims, allowing us to measure the effectiveness of the notification process. Integrated Scorecard; Presents a snapshot of all key integrated measurements to monitor the overall plan performance at a glance. Medical Case Management Reports are also available to provide more detailed data on claim management outcomes.

[back to top]

8. Do you offer FMLA administration or other absence management services?

Yes, FMLA administrative services are available to Synchrony customers through MetLife.

[back to top]

The Travelers Companies, Inc.

Travelers Privacy Policy   |   MetLife Privacy Policy   |   Legal Notices MetLife

© 2007 The Travelers
Indemnity Company
One Tower Square
Hartford, CT 06183
All Rights Reserved

Synchrony® is integrated absence management, which includes group disability insurance or services from MetLife, workers compensation insurance from The Travelers Indemnity Company and/or its property casualty affiliates, and may include family and medical leave administration from MetLife. Synchrony is a registered trademark of Travelers Insurance Group Holdings Inc., and MetLife, Metropolitan Life Insurance Company NY, NY. Travelers Indemnity Company, One Tower Square, Hartford, CT 06183.

© 2007 Metropolitan Life
Insurance Company
200 Park Avenue
New York, NY 10166
All Rights Reserved

L05077W1R
(exp1207) MLIC-LD