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*SYNCHRONY AT WORK* - What is Synchrony - Case for Integration - Day in the Life of a Claim RETURN TO WORK LOCATIONS LINKS JUST THE FAQS CONTACT US *SYNCHRONY HOME* > FMLA Guide Download The Employer's Guide to FMLA, published by MetLife®, is a helpful tool for corporate benefits and human resource professionals. Click here to download > Brochures - National Accounts Synchrony Partnership - Smart Companies	Links LINK UP - AND LEARN MORE To find more about Disability, Workers Compensation, and other benefits explore these sites: Group Disability MetLife provides the disability and FMLA components of the Synchrony service. In their core disability services, MetLife is the second largest disability carrier in the industry* handling more than 290,000 disability claims per year. MetLife has more than 1,200 employees dedicated to disability products and services. Based on 2004 premium and equivalents in force. 2004 U.S. Group Disability Sales and In Force Survey, LIMRA International. Life Advice® Collection* www.metlife.com/Lifeadvice An award-winning information resource offered by MetLife that helps consumers better manage the major events that may take place over their lifetime. Travelers Business Claim Services Travelers provides the workers compensation component of the Synchrony service. As one of the leading carriers in the industry, Travelers brings WC claim and medical management specialists together in field offices throughout the U.S. Constitution State Services LLC www.constitution-state.com For nearly twenty years, Constitution State Services has specialized in serving organizations that self-insure for workers compensation or purchase claim management services on a contractual basis.

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Synchrony® is integrated absence management, which includes group disability insurance or services from MetLife, workers compensation insurance from The Travelers Indemnity Company and/or its property casualty affiliates, and may include family and medical leave administration from MetLife. Synchrony is a registered trademark of Travelers Insurance Group Holdings Inc., and MetLife, Metropolitan Life Insurance Company NY, NY. Travelers Indemnity Company, One Tower Square, Hartford, CT 06183.