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Synchrony @ Work
WHY YOU NEED IT

The Case for Integration
The average direct and indirect costs of disability can be a significant percentage of a company's payroll.

To manage these costs and improve workforce effectiveness, many employers are moving toward integrated absence management because:

- Companies must maximize the resources they have to remain competitive and achieve their business goals.

- Workers compensation and disability have similar claim service goals.

- Time spent determining whether a claim is workers compensation or disability can impact the start of claim payments and return-to-work initiatives.

- An outsourced and integrated solution allows the employer's HR and Risk Management functions to stay focused on other issues instead of managing claims for employee absences.

- A positive claim experience can enhance employee work satisfaction and may help with retention in a tight labor market.

5 top reasons employers integrate.
- Improve return-to-work results
- Enhance productivity
- Minimize administrative redundancies
- Help manage potential WC litigation
- Help reduce short term disability durations



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Synchrony® is integrated absence management, which includes group disability insurance or services from MetLife, workers compensation insurance from The Travelers Indemnity Company and/or its property casualty affiliates, and may include family and medical leave administration from MetLife. Synchrony is a registered trademark of Travelers Insurance Group Holdings Inc., and MetLife, Metropolitan Life Insurance Company NY, NY. Travelers Indemnity Company, One Tower Square, Hartford, CT 06183.

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