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Synchrony Web Site - Important Legal Notices and
Disclaimer
Notice: Please read the following terms and conditions carefully. By accessing
this site you agree to be bound by these terms and conditions.
Laws and Regulations
Access to and use of this site is subject to applicable federal, state and
local laws and regulations.
Copyright
The site content is protected by copyright. All rights in the pages, site
content and arrangement are jointly owned by Metropolitan Life Insurance
Company and Travelers Insurance Group Holdings Inc., or their licensors. Users
are prohibited from modifying, copying, distributing, transmitting, displaying,
publishing, selling, licensing, creating derivative works of or using any site
content for commercial or public purposes.
Trademarks and Service Marks
This web site contains references to marks owned by Metropolitan Life Insurance
Company and The Travelers Companies, Inc. or its subsidiaries, both in
their individual capacities and jointly. Travelers name and logo,
TravComp®, CARMA® and other marks are the property of The Travelers
Companies, Inc. or its subsidiaries. MetLife® and other marks are the property
of Metropolitan Life Insurance Company. Synchrony® and The Smart Way to Work®
marks are the joint property of Metropolitan Life Insurance Company and
Travelers Insurance Group Holdings Inc. Other brand, product names or marks
referred to on the web site are the property of their respective owners,
including IBI which is a mark of the Integrated Benefits Institute and DMEC
which is a mark of Disability Management Employer Coalition. The names, marks
and logos displayed on the web site may not be used without permission.
Identification of Underwriting Companies
”MetLife” means Metropolitan Life Insurance Company, NAIC Company Code Number
65978, is licensed to do business in all fifty states, the District of
Columbia, Puerto Rico, and the Virgin Islands. Metropolitan Life Insurance
Company is a domiciliary of, and has its principal place of business in, the
State of New York. Workers compensation insurance is underwritten by The Travelers Indemnity Company
and its Property Casualty affiliates and subsidiaries, One Tower Square,
Hartford, CT 06183.
No Warranty
Travelers and MetLife expressly disclaim any
liability, whether in contract, tort, strict liability or otherwise, for any
direct, indirect, incidental, consequential or special damages arising out of
or in any way connected with your access to or use of the site, whether or not
Travelers or MetLife were aware of the possibility
of such damages.
Limitation of Liability
All the information on the site, including but not limited to graphics, text
and links to other sites, is provided "AS IS" and is subject to change without
prior notice. Such information is provided without warranty of any kind,
express or implied, including but not limited to implied warranties of
merchantability, fitness for a particular purpose, non-infringement and freedom
from computer viruses or similar disabling devices.
The information contained on this site is provided for informational purposes
only. Information on the site may include references to products or services
not offered in your state or country or not available for purchase over the
Internet in your state or country. Such references do not imply that Travelers or MetLife will make those products or services
available in your state or country. The services described in this site do not
constitute an offer of any MetLife or Travelers product or
service in any jurisdiction.
Neither Travelers nor MetLife warrants the adequacy,
accuracy or completeness of any information on the site and both of them
expressly disclaim any liability for errors or omissions therein. You are
responsible for evaluating the accuracy, completeness or usefulness of any
information, advice or other content available on the site. Other than as
required by applicable consumer protection law or insurance law, under no
circumstances will Travelers or MetLife be liable
for any loss that you incur as a result of your reliance on information
obtained on this site.
Linked Internet Sites
Neither Travelers nor MetLife are responsible for
the content of any other Internet sites linked to the site. A link to another
site does not imply that Travelers or MetLife
endorses the site or any products or services that it describes. Your access to
and use of any other Internet sites linked to or from this site is at your own
risk and Travelers and MetLife assume no obligation
or liability in connection therewith.
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